Success factors in online payment transactions

Strategies, technologies and security

Dates & Place

21.03.2025 in Vienna
24.10.2025 Online

Level

Special knowledge

Duration

1 day

Costs

EUR 1.750,- plus VAT.

Speakers
Moritz Elser

Moritz Elser

Consultant

Schwabe, Ley & Greiner

Content

Online payment transactions present companies with particular challenges in terms of the wide range of possibilities. We will give you a comprehensive insight into the key aspects: from current market trends to technical integration, all the key topics relevant to the successful management of e-commerce and point-of-sale payments will be highlighted. You will learn how to design efficient payment processes, ensure compliance and use future-oriented technologies.

The seminar also focuses on the selection of payment service providers (PSPs), the integration of payment orchestration platforms (POPs) and the optimization of the conversion rate through smooth checkout processes. Practical examples will be used to illustrate how companies can make online payment transactions efficient and future-proof by adopting a strategic and technological approach.

 

Main topics

Basics

  • What are the tasks of the cash manager in the company?
  • What are the minimum standards to be taken into account in the organizational structure & process organization?
  • What are the differences in the accounting or treasury perspective? Which business management approaches do you need to understand?
  • What are the requirements vis-à-vis banks?
  • What are the current trends in cash management for large and small companies?

Introduction to online payments and business objectives

  • Market trends and the importance of online payments: current developments and potential
  • Strategic role in Treasury: Influence on efficiency, customer satisfaction and turnover
  • Goals for treasury departments: Definition of key objectives and success factors
  • Challenges in the digitalization of payment processes in companies

Market overview and costs in online payment transactions

  • Overview of providers and technologies: comparison and market trends
  • Cost structure: analysis and optimization options for payment processes
  • Cost reduction strategies: negotiating with PSPs and banking partners
  • Impact of new technologies on costs and efficiency

Payment methods

  • Overview of common payment methods in e-commerce and at the point of sale
  • Selecting the right payment methods: influence on purchasing decisions and conversion
  • Trends in payment methods: Buy Now, Pay Later (BNPL) and digital wallets
  • Best practices for integrating and managing multiple payment methods

Payment Service Provider (PSP)

  • Selection criteria for PSPs: technical, economic and strategic aspects
  • Requirements for PSPs from a treasury perspective: cost structure, service level and security standards
  • Integration of PSPs into existing ERP and treasury systems
  • Practical examples: Successful implementations and lessons learned

Checkout and payment processing

  • Designing an efficient checkout process: strategies to reduce abandoned purchases
  • Optimization of payment processing and settlement: minimization of process errors
  • Use of data analysis to improve checkout performance
  • KPI for measuring success: conversion, processing costs and process quality

Payment Orchestration Platforms (POP)

  • Market overview: Advantages and function of payment orchestration platforms
  • Comparison of POPs and PSPs: decision criteria and use cases
  • Technical architecture of POPs: automation and flexibility
  • Scaling and centralization of payment processes through POPs

Security in online payment transactions

  • Regulatory requirements and compliance standards: PSD2, AML and KYC
  • Security measures for fraud prevention: technical implementation and monitoring
  • Authentication procedures: Use of two-factor authentication and biometric solutions
  • Balance between security and user-friendliness: reduction of abandoned purchases

Embedded Finance

  • Integration of financial services directly in the checkout process: advantages and challenges
  • Potential of embedded finance for customer loyalty and increasing sales
  • Technological requirements for the integration of financial services
  • Practical examples: Successful implementations of embedded finance solutions

Group of participants

This seminar is aimed at employees and managers who are responsible for processing e-commerce or point-of-sale payments and who want to gain an in-depth understanding of online payments from a corporate perspective. It is also aimed at finance, IT and compliance professionals who are involved in payment processes, as well as corporate account managers who want to better understand the payments perspective of their customers.

Targets

Participants learn to understand online payment transactions comprehensively and to optimize them strategically and technically. You will gain insights into the integration of PSPs and POPs, the management of payment methods and the role of innovative technologies. Practical examples will enable you to deepen your knowledge of online payments and develop future-proof payment strategies.

Do you have any questions?

Marc Baumgärtner

Marc Baumgärtner

Seminar organization

Treasury Training

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