SAP payment transactions reimagined: Secure and efficient with BCM and APM

Increased efficiency and automation in S/4HANA

Dates & Place

June 30, 2026 ONLINE
November 12, 2026 in Düsseldorf

Level

Special knowledge

Duration

1 day

Costs

EUR 1.790,- plus VAT.

Speakers

Julian Nauen

Manager

MMG Treasury

Michael Michaelis

Partner

MMG Treasury

Content

SAP is the leading ERP platform in German-speaking countries – yet many powerful functions for treasury and payment processes remain unused in everyday business. This seminar provides practical examples of how you can use modern SAP modules to set up secure, efficient, and highly automated payment transactions.

You will gain a structured overview of the relevant modules and learn step by step how central payment processes can be controlled, approved, and orchestrated in SAP. From audit-compliant bank account management and flexible approval workflows to a central payment hub with advanced payment management, the most important functions are classified directly from an SAP perspective.

In addition, the seminar will demonstrate how SAP In-House Banking can be used to map payment factory structures within a group, for example for POBO and COBO processes, netting, or internal interest calculation. Breakout sessions on electronic account statements and current developments such as ISO 20022 and Verification of Payee round off the seminar day.

Our SAP Treasury seminars are held in cooperation with MMG Treasury.

Registration

Main topics

Basics

What are the tasks of the cash manager in the company?
What are the minimum standards to be taken into account in the organizational structure & process organization?
What are the differences in the accounting or treasury perspective? Which business management approaches do you need to understand?
What are the requirements vis-à-vis banks?
What are the current trends in cash management for large and small companies?

Payment processes & bank communication (SAP Bank Communication Management – BCM)

Establishing secure approval workflows
Monitoring and targeted release of payments
Comparison of modern connection methods to external banks

SAP Advanced Payment Management (APM)

APM as a central hub for payment flows
Connection of upstream systems via a central channel
Routing, consolidation, and prioritization of payments
Validations prior to bank transfer

SAP In-House Banking (Payment Factory Functions)

In-house banking as the core of a payment factory
POBO/COBO, cash pooling, and netting
Internal interest rate and group-wide settlement
Integration into treasury and payment transaction processes

Breakout sessions (examples)

Electronic account statements in S/4HANA and efficient processing
Bank Account Management (BAM) as the basis for modern payment transaction processes
ISO 20022 Migration
Verification of Payee
Further regulatory developments and trends

Group of participants

This seminar is aimed at treasury employees and managers who want to better understand, implement, or optimize SAP modules for payment transaction processes.

In addition, adjacent areas that are involved in payment processes and bank connections benefit in particular, for example:

Payment transactions and finance operations teams
Accounting and Shared Service Center
IT and ERP project managers
SAP in-house consultants in the finance environment
Risk and compliance functions related to payment regulations

Targets

Participants will learn about the possible applications of SAP in payment transactions in detail and gain a practical overview of the key functions of BCM, APM, and in-house banking—both in the context of R/3 and S/4HANA.